In this fabulous first week of april..

I have managed to: do $10,000 worth of damage to mat's car; rail my head on a windshield; deny personal injury protection and therefore lose $5000; lock my keys in my car; spend serious time in physical therapy (note to self do not wear leggings when asked to bend certain ways); pop pain meds; lose the opportunity to move everything in to my girlfriend's truck; not sleep; miss some serious time behind the mojo wire; and last but not least, not consume an alcoholic beverage. Why me, you ask? I find myself asking the same question. Not only did he pull out right in front of me as I'm cruising along at 40, but at some point in time, his mother decided that it would be a good idea for him not to be insured under her policy. Now correct me if I'm wrong, but if you deny your son this privilege, why do you hand him the keys to drive eight hours away? Fascinating, I know. So to bring you up to speed, a claim will now be placed on both his and my insurance as no fault. We will be responsible for not only the deductible, but a rental as well, the cars resale value will drop by fifty percent, and the possibility of no longer being insured with amica exists for both of us. After careful consideration and deep thought in to this current situation, my pain and suffering spent in days of physical therapy, involuntary exposure, and nights of inconceivable back pain and headaches, the only way to come out on top of all this, is insurance. That's right - we pay and pay and pay, and finally one is eligible for something in return. Now, contrary to the past two years of our delicate time spent together, these papers made of gold will give me the upper hand. $10,000, you say? Why yes, sir. Did you need this? For your car? Your deductible? Well....it's gonna cost ya....